Features

• Primary or Excess – competitive on both

• Excess – can be on a 2-year revewal guarantee, to follow a multiple year primary
   policy (subject to underwriting aproval)

• Hartford Financial Products – A+XV AM Best Rating

• Dedicated program administrator for Hartford

• Definition of Wrongful Act – includes "Any other Matter"
   wording exclusive to this policy

• Combination of funds onto one policy if desired – sublimit for each fund, which
   make the limit a dedicated limit for that fund, almost as if each one had their own policy

• Continuity – can be matched to current coverage

• CAP Penalty coverage – $100,000 for each policy

• HIPPA – $25,000/50,000 aggregate

• Umbrella Excess – can be providede over two or more separate policies

• Flexibility – can provide special terms on certain accounts, tailoring coverage for
   unique circumstances

• Severabibity – broad wording

• 502(c) coverage endorsement

• Broad Insuring Agreement

• Limits up to $10,000,000

• Right and Duty to Defend

• Types of Plans Covered (Collectively Bargained Multiple Employer Trusts)

– Pension Funds
– Health & Welfare Funds
– Legal Defense Funds
– Apprenticeship Training Funds

• Insureds Include Plan, Trustees and Exclusively Employed Administrator and
  Employees of Covered Fiduciaries

• Waiver of Recourse Option Available

• Clear, Concise Severability Clause

• 60 Days Automatic Discovery

• 60 Days Cancellation Provisions

• Flexible Extended Reporting Provisions

• Incident Notice Allowed During Extended Reporting Period

Some features not available in every state.

Have your Insurance Agent contact us today at 1-800-719-6798.